Discover our range of Shariah-compliant eco-friendly credit cards, designed to meet your banking needs while contributing to environmental sustainability.
Features:
- Shariah Compliant: Structured in accordance with Shariah principles, with a fixed Ujrah Fee and credit limits based on Qardh Al Hasan.
- Annual Fee Waiver: Annual fee waived each year upon meeting the applicable spending requirement (see spending criteria below).
- Worldwide Acceptance: Accepted at millions of merchants worldwide.
- Secure Online Shopping: Enhanced security for online purchases through One-Time Password (OTP) authentication.
- Supplementary Cards: Available for eligible family members aged 18 and above.
- SMS Notifications & Statements: Receive SMS notifications and detailed monthly statements to help you stay informed.
- Supplementary Card Benefits: Additional benefits available to NBO Muzn Islamic supplementary credit cardholders.
Types of Eco-Friendly Credit Cards:
Gold Eco-Friendly Credit Card
Key Features
- Medical and travel assistance
- Discounts on car rentals
- Discounts on Booking.com
- Easy Payment Plan
Platinum Eco-Friendly Credit Card
Key Features
- Airport lounge access
- Two-for-one offers on Xperience with Entertainer
- Discounts on car rentals
- Discounts on Booking.com
- Easy Payment Plan
Signature Eco-Friendly Credit Card
Key Features
- Airport lounge access
- Multi-trip travel insurance
- Two-for-one offers on Xperience with Entertainer
- Chauffeur transfers to the airport*
- Discounts on car rentals
- Discounts on Booking.com
- Easy Payment Plan
- Concierge services
Available to Priority Banking customers only.
How to apply for a privileged banking account?
To complete the application process, please visit your nearest Muzn Islamic Banking branch with the documents requested below:
- Application Form
- Copy of ID (Omani)
- Copy of Passport/ID/Visa copy (expatriate)
- Salary certificate or proof of income
For more information about our rates and charges, refer to the Schedule of Charges.
For further details on insurance cover, refer to the Insurance Terms & Conditions.
or comprehensive information on the NBO Muzn Islamic Banking Visa Debit Cards, refer to the Card General Terms & Conditions.
Annual Fee Waiver Criteria
First-Year Annual Fee Waiver
The spending requirement is calculated from the card issuance date.
| Card Type | Minimum Spend for 100% First-Year Annual Fee Waiver | Spending Period |
| Gold Credit Card |  100 | Within 90 days from the card issuance date |
| Platinum Credit Card | 250 | Within 90 days from the card issuance date |
| Signature Credit Card | 350 | Within 90 days from the card issuance date |
Important Notes:
- If the required spending is not met within 90 days, the first-year annual fee will be charged on the 91st day from the card issuance date.
- Any request to reverse the annual fee requires separate approval.
- If a promotional campaign offering an annual fee waiver is applicable, the campaign-specific spending criteria will override the standard criteria above.
Second Year Onwards Annual Fee Waiver
The annual spending requirement is calculated from the card issuance date to each annual anniversary date.
Note: Annual spend is calculated over the 12-month period preceding each card anniversary date.
