​​Move into your dream home with Muzn Home Finance Facility

Muzn Home Finance Facility is the key to your dream home. Shari’a approved Home Financing facility ensures absolute peace of mind for your most important long-term investment.

How Muzn Home Finance works?

This innovative plan is based on the Islamic concept of Ijarah Muntahia Bittamleek, whereby
Muzn purchases the house/asset upon customer’s request and subsequently leases/rents the home to the Customer for an agreed period, against an agreed monthly rental/Installment.

We offer two types of financing:

Home Finance Facility

We offer you the opportunity to have a brand new or used home. . We purchase the selected house and lease it to you for an agreed period of time. At the end of the lease term, the ownership of the house is transferred to your name against a nominal price.

Converting your existing conventional home finance

We can help you convert your conventional home financing facility to Shari’a-compliant finance facility through a Sale & Lease Back mechanism. Under this facility, Muzn buys the home from you, pays off the outstanding dues to conventional bank and leases the home to you for an agreed tenure and rental plan.


  • Longer tenures
    Enjoy your own home with repayment terms as short as one year and as long as 25 years.
  • Quick processing
    With easy documentation and the processing as low as seven working days, our dedicated Sales Team is there to make your dream home a reality.
  • Financing Value
    We finance up to 80% of the property’s market value or purchase price, whichever is higher.


  • Home Financing is available for all Omani nationals who are salaried, self-employed professionals and businessmen.
  • We also offer joint financing facilities with first-degree relatives.
  • Enjoy peace of mind on your long-term investments with Life and Property Takaful Insurance at reasonable rates

How to Apply

At Muzn Islamic Banking, we believe that banking should be made simple for everyone. For more information, please visit the following branches or call 80077377.



South Azaiba Way No: 244 Al Sahwa Towers Building No: 2, Ground Floor, Phone: 24527198


Al-Janobiah Way no: 6901, Building no: 15 Phone: 24452387


Near Sanaya Roundabout Opposite Badr AlSamaa Poly Clinic Phone: 25540726


Al Waqaibah Way No: 4803 Building No: 24 Block No: 2248 Phone: 26846692, 26846044, 26846118


Nizwa city Firq area Hay Alain Junction Near Aldiyar Hotel Phone: 25411241, 25411681


Al Zaky Building Opposite Souk AlMarkazi Phone: 23291310






* Terms & Condtions apply.

Disclaimer: All Muzn Islamic Banking products and services are approved by the Muzn Shari’a Supervisory Board and are subject to Muzn Islamic Banking’s terms and conditions and submission of acceptable documentation

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