​​​​​​​​​​​​​​​​​​Make your investments work better for you.

Muzn Wakala Investment ensures to meet your banking needs along with earning profits in line with Shari’a guidelines. Your short and long-term investments will not be used for any non-Shari’a compliant activities as all our products are approved by our distinguished Shari’a Board Members.

How the Wakala Investment works

Muzn’s Wakala Investment is based on the Islamic concept of Wakala Bil Istithmar.

Under this concept, you become the Principal (Muwakkil) and the Bank (Muzn) becomes the Investment Agent (Wakeel) of your funds.Muzn invests these funds in Shari’a-compliant financing and investment activities.

 The targeted profit earned from such investments is distributed to customers upon maturity of the account. Muzn (as Wakeel) deducts its agreed agency fee (Wakala fee) and pays the targeted profit amount along with the principal funds to the customers as per the terms of the Wakala agreement at maturity.


  • Daily profit calculation
  • Profits are calculated on the basis of daily balance and paid at maturity.
  • Currency of your choice
  • The Muzn Wakala Account is available in local and foreign currencies.


  • Enjoy flexibility in banking with your extensive selection of tenures from seven days up to five years.
  • Saving has never been easier – just place standing instructions to reinvest for the same/different tenures along with expected profit rate on that date.

How to Apply

You can open Muzn Wakala Investment Account with the minimum balance requirement of OMR 1,000. To complete the account opening process, please visit the following branches with your national ID Card / Passport and the rest will be taken care of by your Relationship Manager at the bank*.



South Azaiba Way No: 244 Al Sahwa Towers Building No: 2, Ground Floor, Phone: 24527198


Al-Janobiah Way no: 6901, Building no: 15 Phone: 24452387


Near Sanaya Roundabout Opposite Badr AlSamaa Poly Clinic Phone: 25540726


Al Waqaibah Way No: 4803 Building No: 24 Block No: 2248 Phone: 26846692, 26846044, 26846118


Nizwa city Firq area Hay Alain Junction Near Aldiyar Hotel Phone: 25411241, 25411681


Al Zaky Building Opposite Souk AlMarkazi Phone: 23291310

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* Terms & conditions apply.

Disclaimer: All Muzn Islamic Banking products and services are approved by the Muzn Shari’a Supervisory Board and are subject to Muzn Islamic Banking’s terms and conditions and submission of acceptable documentation.



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